109 Church St, Wilmington, NC 28401

$765,000
4
BD
2
BA
2,552
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$765,000
Status
ACTIVE UNDER CONTRACT
MLS#
100587976
Days on Market
3
Year Built
1897
Levels
One
Bedrooms
4
Bathrooms
2
Full-baths
2
Living Area
2,552
Acres
0.09
Neighborhood
Historic District

Property Description

Welcome to 109 Church Street, a rare downtown duplex offering timeless character, exceptional flexibility, and an unbeatable location. The property features two separate 2-bedroom, 1-bath residences, one upstairs and one downstairs, making it ideal for multi-generational living, long-term rentals, or future short-term rental opportunities. Whether you're looking to owner-occupy while generating rental income or add a prime investment property to your portfolio, this charming residence checks all the boxes. Inside, you'll find beautiful hardwood floors, abundant natural light, and the kind of historic charm that simply can't be replicated. Every room reflects the warmth and character that make Wilmington's historic homes so desirable. Step outside and discover your own private urban oasis. Relax downstairs on the inviting rocking chair front porch, unwind on the upstairs screened porch, or enjoy the secluded deck nestled beneath a canopy of mature trees. Meandering brick walkways lead through beautifully landscaped grounds, highlighted by a tranquil koi pond that creates a peaceful retreat just steps from the vibrant downtown scene. Best of all, you're within an easy distance of everything historic Downtown Wilmington has to offer including award-winning restaurants, breweries, coffee shops, boutique shopping, live music, the Riverwalk, theaters, galleries, and year-round festivals. Whether you're searching for a home with built-in income potential or a standout investment in one of Wilmington's most sought-after neighborhoods, 109 Church Street offers a rare combination of location, versatility, and undeniable charm.

Additional Information

Appliances
Washer, Refrigerator, Dryer
Interior Features
Walk-In Closet(s), High Ceilings, Ceiling Fans, Walk-In Closet(s)
Cooling
Central Air
Heating
Electric, Forced Air
Foundation
Crawl Space
Roof
Shingle
Utilities
Cable Available, Natural Gas Available, Sewer Available, Water Available
Lot Water Features
Other
Water
Public
Elementary School
Snipes
Middle School
Williston
High School
New Hanover

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Nest Realty.

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.